Your policy of insurance provides Personal Injury Protection (PIP) according to the laws of each state. In New Jersey, PIP benefits apply only to pedestrians when struck by a motorcycle. PIP pays the cost of treatment up to $250,000 for the pedestrian from hospitals, doctors, and other medical providers.
Many Rider customers inquire about medical payment coverage for the motorcycle operator. While this option is not currently available, Rider is pleased to refer our customers to AFLAC® to consider AFLAC’s Accident Indemnity Plan. Although it is not health insurance, it is designed to put money back into your household for you to use however you see fit. It covers a wide variety of accidents, from as small as cutting your finger and needing stitches, to as big as a motorcycle/car accident.
If you would like to find out more information, please click on the Aflac Learn More button below.