Mopeds have an upright riding position with handlebars a comfortable distance from the seat, with or without bicycle pedals, 2 & 4 stroke, low performance, street use only, small displacement, 49cc and below, and are usually foreign made. Mopeds are designed for commuting through town at slower speeds. Generally a moped has great gas mileage and cannot go faster than 35 mph. There are a variety of these types of mopeds by various manufacturers such as Benelli, AMF, Honda, Piaggio, Tomos and Puch.

Scooters have an upright riding position with handlebars a comfortable distance from the seat, step-through frame, bodywork, storage (under seat and trunk), are generally lower performance, street use only, 50cc to 900cc and are usually foreign made. Scooters are designed to get across town with great gas mileage. Most scooters do not have shifters and some can even have three wheels. Scooters are found in many urban areas because they are easy to park in tight areas. Though scooters are designed for street use, the smaller engine powered ones usually cannot ride at highway speeds. There are a variety of these types of scooters by various manufacturers such as Benelli, Honda, Yamaha, BMW, Kawasaki, Suzuki, Piaggio, Vespa and Lambretta.

In the face of rising gas prices and increased environmental awareness, more people are discovering how scooters and mopeds make it easier to get around town and reduce fuel costs, while being environmentally conscious. If you are a scooter or moped owner, make sure you get the insurance coverage that best suits your needs. Count on Rider for hassle-free service.